Today we purchased insurance in Florida for our car and tomorrow we will go register said car in Manatee County. It costs more to have a vehicle in Florida than it did in Illinois. Maybe that is why there are so many motorcycles and scooters going down the road. Traffic is pretty bad and people drive like they are going to a fire or running away from one. Accidents and injuries are pretty much a daily occurrence, so we see ambulances going up and down the street quite a bit.
And, while getting insurance on the car, I checked on insuring the house we just bought. Well, was I surprised to learn that first, I must complete the remodel before the inspector can come out and access the total replacement cost and second, we will be living in a flood plane. Those kinds of surprises don't make for good times. My wife and I discussed what to do since, to our knowledge, there has never been a damaging flood since the house was built. We still have the original cabinets and all the original woodwork. So, we may forego the flood insurance and just get a catastrophic loss policy to cover hurricanes and the like.
There has never been a hurricane here for years either. The homefolks say that the Seminoles used to retreat to this area during hurricane season because the storms seemed to pass it by. So, they knew something that the white settlers have used. So, if the bad weather wants to keep up the good work, that would be fine with me.
Work on the house is proceeding slowly for now because we are watching some of our grandchildren while their parents are away. We will proceed full speed next week for sure.
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